What we do

Signal Financial Services Ltd was established in 2006 by Tim Mortlock to provide independent mortgage and protection advice.

First time buyers, Remortgagees, Home movers, Landlords and Later Life borrowers are all catered for.

Personal and professional advice suited to each individual's personal circumstances.


To suit all types of mortgage borrowers, with access to the whole market and offering an individual tailored solution to the individual's requirements.

Whether, you are a First Time Buyer, a Home mover, seeking a remortgage or a Landlord requiring advice on a Buy to Let mortgage, Signal Financial Services Ltd can provide advice. 


Ensuring your mortgage is protected from the unexpected life events that can occur is an important factor in mortgage planning.

Income Protection, Life and Critical Illness Cover, plus home insurance are all available with Signal Financial Services Ltd. 

Later Life Lending

Advice for lending into an individual or couple's retirement years is available, where conventional mortgages, retirement interest only mortgages and lifetime mortgages are all considered and advised upon.

A range of products are available suitable for purchase, remortgage or releasing equity on either an interest only or repayment basis.


Signal Financial Services Ltd is registered in England and Wales at: 1 Freshwater Drive, Paignton, Devon, TQ4 7SB  under company registration number 5830209.

Signal Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

Registered office: 1 Freshwater Drive, Paignton, Devon, TQ4 7SB.                               FCA number 453205

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. 

The Financial Conduct Authority does not regulate taxation advice. To visit the HM Government MoneyHelper site click here. To verify our status with the FCA click here and key our FCA number 453205. 

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at  www.financial-ombudsman.org.uk